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Ford Finance Options

Ford Options
Ford Options is our Personal Contract Purchase plan which offers you the flexibility to renew your car more often.

  • The features of Ford Options
    - The opportunity to drive a new Ford car more often
    - Fixed regular payments to suit your needs
    - Interest rate fixed for the loan duration
    - Optional Final Payment provides protection from any unexpected fall in used car prices
    - Reduced exposure to major service and repair bills
    - Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)
    - Available on New & Used Ford (car age restrictions apply)
    - The option to own the car at the end of the agreement


Choose from three options at the end of your agreement:

Option 1 – Renew: Choose another car
If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately if you prefer. You must settle your account, and then you may use any excess value over the Optional Final Payment can be used as a deposit towards your new Ford.

Option 2 – Return: Hand the car back
Your pre-agreed Optional Final Payment gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.

Option 3 – Retain: Keep the car
Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Optional Final Payment, which was deducted at the start of your agreement, plus the purchase fee.

We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.

Renewing your Ford before the end of your agreement
With Ford Options, you're in complete control, with the flexibility to renew your Ford at any time during your agreement. Find out more about our current promotions. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.


Ford Acquire
Ford Acquire is our traditional hire purchase plan that's convenient to arrange and with flexible terms to suit your needs.

The features of Ford Acquire
Traditional form of car financing
Interest rate fixed for the loan duration
Fixed regular payments to suit your needs
A choice of repayment periods from 12 to 60 months
A deposit may not be required
At the end of the agreement, assuming all payments have been made (including the Purchase Fee), you own the car

Renewing your Ford before the end of your agreement
With Ford Acquire you're in complete control, with the flexibility to renew your Ford at any time during your agreement. Find out more about our current promotions. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.


Ford Options Cashplan is ideal if you want to put down a large cash deposit and do not want to be tied to monthly instalments.

Vehicle Eligibility New and Used Cars including Ford Ranger. Age limits apply.

Features & Benefits

No monthly payments Your Optional Final Payment is the anticipated future value of your vehicle
assuming its mileage and condition is as agreed when you signed your agreement.
Flexibility at the end of the agreement
The option to own the car at the end of the agreement

How It Works

You pay an advance payment and then no monthly payments until your Optional Final Payment is due at the end of the agreement.

Your advance payment will depend on the following:
• Agreement length – choose from 24 or 36 months
• Your anticipated annual mileage
• The Ford vehicle you want to drive
The Advance Payment is the difference between the purchase price of the car and the Optional Final Payment and includes interest charges and the Finance Facility Fee.

At The End

You have three options at the end of your agreement:

Renew
Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

Return
Hand the car back
You’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

Retain
Keep the car.
If you decide to keep the car, assuming all payments have been made, you just need to pay the optional final payment plus the purchase fee and it’s yours to drive away.

Retail only. Finance subject to status. Guarantees may be required. Freepost Ford Credit.